Pursuant to the Fair Credit Reporting Act (FCRA) § 621 - 15 U.S.C. § 1681s - In the event of a knowing violation, which constitutes a pattern or practice of violations of this title, the Federal Trade Commission may commence a civil action to recover a civil penalty in a district court of the United States against any person that violates this title. In such action, such person shall be liable for a civil penalty of not more than $3,500 per violation.
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